12-1a: Research potential income and employee benefit packages that are likely to be offered to new employees by various companies, government agencies, or not-for-profit organizations.
12-5a: Discuss the advantages of obtaining health insurance coverage through an employer plan versus buying private insurance or being uninsured.
12-6a: Compare disability coverage offered by individual policies, employee benefit plans, Social Security, workers' compensation, and temporary disability programs (in some states).
12-7a: Explain how an employer match of employee contributions to its retirement plan provides an incentive for employees to save.
12-8a: Explain how a person's death can result in financial losses to others.
12-1b: Analyze the conditions under which it is appropriate for young adults to have life, health, and disability insurance.
12-1b: Explain why people should evaluate employee benefits in addition to wages and salaries when choosing between job and career opportunities.
12-8b: Discuss the benefits and costs of purchasing life insurance on the primary earners in a household.
12-10c: Explain the importance of participating in employer-sponsored retirement plans, when available, and contributing enough to qualify for the maximum employer match.
12-1c: Differentiate between contributory and non-contributory employee benefits.
12-7c: Describe the pros and cons of saving through an employer retirement plan as compared to saving outside of an employer plan.
12-1d: Examine the benefits of participating in employer-sponsored retirement savings plans and healthcare savings plans.
