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High School Personal Finance

High School Personal Finance

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Here's how High School Personal Finance aligns with curriculum standards in Arkansas. Use the filters to change the location, set of standards, and grade level.

Financial Literacy

Standard 1.0: Assess the role of money in personal finance.

Performance Indicator 1.3: Analyze income, payroll, and employment forms.

Standards
Defined by Financial Literacy Model Framework 10th-12th Grades and align with High School Personal Finance
1.3.1: Examine and complete W‑4, I‑9, and employee‑benefit forms.
1.3.2: Identify the components of a paycheck.
1.3.3: Evaluate how payroll deductions (federal and state income taxes, FICA, optional deductions) impact gross pay.
1.3.4: Calculate gross and net income for salary, hourly, and overtime pay.

Performance Indicator 1.4: Assess the role of budgeting in meeting financial goals.

Standards
Defined by Financial Literacy Model Framework 10th-12th Grades and align with High School Personal Finance
1.4.3: Determine the purpose and need for a budget, identifying factors such as charitable giving, saving, food, clothing, transportation, personal expenses, insurance, household expenses, and recreation.
1.4.5: Create and balance a budget, incorporating financial‑management strategies.

Standard 3.0: Demonstrate the ability to use credit as a financial tool.

Performance Indicator 3.1: Evaluate the use of credit in effective financial management.

Standards
Defined by Financial Literacy Model Framework 10th-12th Grades and align with High School Personal Finance
3.1.1: Compare and contrast sources of credit, evaluating the products and services of each.
3.1.3: Calculate the actual costs associated with credit.

Performance Indicator 3.2: Assess the impact of using credit cards to manage credit.

Standards
Defined by Financial Literacy Model Framework 10th-12th Grades and align with High School Personal Finance
3.2.1: Evaluate the use of credit cards as compared with other types of credit.
3.2.2: Investigate the advantages and disadvantages of using credit cards to manage finances.

Standard 4.0: Evaluate the use of insurance for risk management.

Performance Indicator 4.1: Understand insurance and risk management concepts.

Standards
Defined by Financial Literacy Model Framework 10th-12th Grades and align with High School Personal Finance
4.1.2: Define the basic terminology of insurance.

Performance Indicator 4.2: Investigate types of insurance available in the marketplace.

Standards
Defined by Financial Literacy Model Framework 10th-12th Grades and align with High School Personal Finance
4.2.2: Evaluate health‑insurance options.