See all 9th-12th Grades Standards
Credit Cards

Credit Cards

Article • 15 min of learning
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Here's how Credit Cards aligns with curriculum standards in Alabama. Use the filters to change the location, set of standards, and grade level.

Personal Finance

Credit and Debt

19: Research and share information on credit options available to consumers. Examples: revolving, installment, open

Standards
Defined by Alabama Course of Study: Finance 9th-12th Grades and align with Credit Cards
a: Explain how credit card grace periods, methods of interest calculation, and fees affect borrowing costs.
b: List the types of information required on credit applications.

20: Research and report on factors that affect creditworthiness and credit scores. Examples: payment history, credit mix, credit utilization

Standards
Defined by Alabama Course of Study: Finance 9th-12th Grades and align with Credit Cards
a: List steps for obtaining a credit report from the three major reporting agencies.
b: Describe effective methods for improving credit scores.
c: Describe consequences of accumulating credit card debt and defaulting on loans, especially for young consumers.
d: Identify sources, types, and risks of loans for consumers.